Optima factors, a subsidiary of the group
Optima bank
, with its sophisticated digital platform "e-factor", upgrades the way businesses access business receivables agency services - factoring.

With a focus on the customer and high added value, Optima factors aims to provide specialized factoring solutions to companies operating both in Greece and abroad.

Optima factors provides high quality factoring services, meeting the needs of businesses seeking improved cash flow and efficient management of their receivables. With the presentation of the enriched platform "e-factor", Optima factors offers its customers a modern management environment, according to their needs, providing the possibility of transactions and information 24/7, in a fast and secure way.

The solutions proposed by Optima factors

The key functionalities of the upgraded "e-factor" platform include:

Seamless funding application through Optima factors

Companies can easily submit funding requests online, simplifying the process and reducing the time required. The platform ensures a fast and seamless experience for businesses that need immediate cash flow solutions.

Electronic invoicing and documentation

The "e-factor" platform offers users the possibility to send invoices, credits, receipts and cheques electronically. The digitised approach boosts efficiency and eliminates bureaucracy, allowing businesses to focus on their core business.

Detailed reports and detailed account transactions (reports): the platform provides comprehensive reports on accounts and transactions, providing businesses with valuable information for their financial transactions, as well as for the effective planning of their strategy.

Printing of invoices

Through the platform, the printing of invoices is facilitated, allowing businesses to keep physical copies for their records while enabling compliance with accounting practices.

Selective financing of invoices

By accessing buyers through the platform, businesses can select specific tariffs for financing, optimising working capital management according to their needs.

business information dashboard

The "e-factor" platform offers a user-friendly data dashboard, providing a unified presentation of key business information. Users can track their funding requests, pending invoices and be updated on their factoring activities in real time.

Optima factors with its upgraded "e-factor" platform is aligned with ESG criteria. Thus, by fully digitizing and speeding up processes, it contributes to a sustainable and efficient business ecosystem.

"At Optima factors, we are dedicated to empowering businesses with modern factoring solutions," said Mr. Yiannos Nakatsiadis, CEO of Optima factors. "With our enhanced digital platform,"e-factor", we are innovating for the benefit of our customers, providing them with the best experience in factoring services. We believe in the potential of Greek businesses and we aim through the new "e-factor" platform to further help them unlock their growth potential."