{"id":6222,"date":"2022-10-19T08:35:09","date_gmt":"2022-10-19T08:35:09","guid":{"rendered":"https:\/\/dev-espa.summerize.io\/alpha-bank-sme-financing-guaranteed-by-the-innovation-guarantee-fund\/"},"modified":"2023-07-24T10:24:09","modified_gmt":"2023-07-24T10:24:09","slug":"alpha-bank-sme-financing-guaranteed-by-the-innovation-guarantee-fund","status":"publish","type":"post","link":"https:\/\/espa.io\/en\/alpha-bank-sme-financing-guaranteed-by-the-innovation-guarantee-fund\/","title":{"rendered":"Alpha Bank: financing of SMEs with guarantee from the Innovation Guarantee Fund"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/espa.io\/wp-content\/uploads\/2023\/06\/alpha-bank-hrimatodotisi-me-kratiki-eggyisi-apo-to-tameio-eggyodosias-kainotomias-1024x536.jpeg\" alt=\"\"\/><\/figure>\n\n<p><strong>Alpha Bank<\/strong>, under an agreement with <strong><a href=\"https:\/\/hdb.gr\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Hellenic Development Bank<\/a><\/strong> &#8211; HDB, <strong>participates in the Innovation Guarantee Fund Programme<\/strong>. It thus provides <strong>resources<\/strong> and <strong>expertise<\/strong> to <a href=\"https:\/\/espa.io\/en\/business_size\/small\/\"><strong>Small<\/strong><\/a><strong>and <a href=\"https:\/\/espa.io\/en\/business_size\/medium\/\">Medium<\/a> Enterprises<\/strong>. At the same time, <strong>it finances<\/strong> <strong>investment projects<\/strong> involving <strong>innovative actions<\/strong>.<\/p>\n\n<p>Through the &#8220;Innovation Guarantee Fund&#8221;, Alpha Bank <strong>finances<\/strong> on favorable terms <strong>eligible Small and Medium Enterprises<\/strong>, which plan to invest in the creation of innovative products and services. Interested companies <strong>should document their innovative<\/strong> nature <strong>through their<\/strong> <strong>business plan<\/strong>.<\/p>\n\n<p>The new Programme financing to be concluded and <strong>granted until 31.12.2025<\/strong> will be <strong>guaranteed by the Innovation Guarantee Fund at a rate of 80%<\/strong> and have the following characteristics:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>financing investment projects that promote Research and Innovation<\/strong><\/li>\n\n\n\n<li><strong>financing amount from Euro 25,000 up to Euro 400,000<\/strong><\/li>\n\n\n\n<li><strong>possibility of a grant of up to 20% of the granted capital, based on the achievement of innovation criteria and ESG criteria (Environmental, Social and Corporate Governance)<\/strong><\/li>\n\n\n\n<li><strong>favorable financing rate, due to the guarantee of the &#8220;Innovation Guarantee Fund&#8221;<\/strong><\/li>\n\n\n\n<li><strong>maximum duration of financing up to 10 years, with the possibility of a grace period of 1 to 3 years<\/strong><\/li>\n\n\n\n<li><strong>the maximum of the collateral required does not exceed 20% of the financing amount<\/strong><\/li>\n<\/ul>\n\n<p>Interested businesses can <strong>submit an online application<\/strong> to the <strong>State Aid Information System (S<\/strong>IS) via the website: <a href=\"https:\/\/www.ependyseis.gr\/mis\/(S(5madzth11kxlj2120ks4mmjj))\/System\/Login.aspx?ReturnUrl=%2fmis\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>www.ependyseis.gr\/mis<\/strong><\/a>, <strong>choosing Alpha Bank for their funding<\/strong>.<\/p>\n\n<p><a href=\"https:\/\/calendly.com\/randevou-espa-news\/15min?month=2022-03\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Alpha Bank, under an agreement with Hellenic Development Bank &#8211; HDB, participates in the Innovation Guarantee Fund Programme. It thus provides resources and expertise to Smalland Medium Enterprises. At the same time, it finances investment projects involving innovative actions. Through the &#8220;Innovation Guarantee Fund&#8221;, Alpha Bank finances on favorable terms eligible Small and Medium Enterprises, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5634,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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