{"id":25126,"date":"2023-07-29T06:46:01","date_gmt":"2023-07-29T06:46:01","guid":{"rendered":"https:\/\/espa.io\/my-home-2700-approvals-and-11400-pre-approvals-for-youth-mortgages\/"},"modified":"2023-07-29T06:46:01","modified_gmt":"2023-07-29T06:46:01","slug":"my-home-2700-approvals-and-11400-pre-approvals-for-youth-mortgages","status":"publish","type":"post","link":"https:\/\/espa.io\/en\/my-home-2700-approvals-and-11400-pre-approvals-for-youth-mortgages\/","title":{"rendered":"My Home: 2,700 approvals and 11,400 pre-approvals for youth mortgages"},"content":{"rendered":"\n
\"\"\/<\/figure>\n

In the framework of the housing programme, My House<\/strong>, and in the space of eight weeks<\/strong>, from 3 April<\/strong> to 26 May<\/strong>, a total of 32,939 applications have been submitted<\/strong>, of which 16,187 have already been assessed<\/strong>, i.e. almost 1 in 2<\/strong> (49%), as announced by the
\n THE NUMBER OF APPLICATIONS RECEIVED BY THE COMMISSION HAS BEEN REDUCED BY 49.9 %, I.E.<\/strong>
\n<\/a><\/p>\n

Of the 16,187 applications evaluated, 11,440 were pre-approved<\/strong>, i.e. more than 7 out of 10<\/strong> (71%), with an average pre-approval amount of \u20ac112,743<\/strong>, while the rest were rejected as they did not meet the requirements.<\/p>\n

Of the 11,440 pre-approvals, 2,729 loans<\/strong> have already been approved,<\/strong> i.e. almost 1 in 4 (24%), as a property has already been found and legal and technical control has already started, with an average approval amount of \u20ac104,747<\/strong>.<\/p>\n

In total, for the 2,729 approved loans, \u20ac214,390,983 have been committed<\/strong>, i.e. 57% of the initial \u20ac375 million of the initial financing of the ISPA<\/strong>.<\/p>\n

66% of approved loans are for the purchase of a first home by couples.<\/p>\n

38% of approved loans<\/strong> are for the purchase of a first home in Attica<\/strong>, 22%<\/strong> in Central<\/strong> Macedonia<\/strong>, 6%<\/strong> in Eastern Macedonia and Thrace<\/strong> and 6%<\/strong> in Thessaly<\/strong>.<\/p>\n

The beneficiaries of the My House programme<\/strong><\/h2>\n

It is recalled that through the My House<\/strong> programme, young people or young couples<\/a> aged 25-39 can acquire a house with a monthly instalment significantly lower<\/strong> than that of the market mortgages. 75% of the capital is granted interest-free by the DYPA<\/strong>, while for those with three or more children<\/strong> (and those who acquire this status) the loan is interest-free in its entirety<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

In the framework of the housing programme, My House, and in the space of eight weeks, from 3 April to 26 May, a total of 32,939 applications have been submitted, of which 16,187 have already been assessed, i.e. almost 1 in 2 (49%), as announced by the THE NUMBER OF APPLICATIONS RECEIVED BY THE COMMISSION […]<\/p>\n","protected":false},"author":1,"featured_media":22486,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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